Affordable Health Plans

Guaranteed issue health insurance plans that are flexible, convenient and cost effective.

Guarantee issue: No health qualifying questions
No pre-existing condition exclusion provisions
NO DEDUCTIBLES: All plans have $0 deductible
Easy Enrollment platform that accepts credit card and ACH payment
A great solution to satisfy to satisfy any tax mandate!

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Benefits

Guaranteed issue, no medical questions to enroll

National Network, Multiplan PHCS

PPO

No deductibles

No Co-insurance

No age band-one rate nationwide

ACA compliant

MOST POPULAR PLAN

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This plan has a $0 deductible and is designed to help cover doctors’ visits, hospitalization, surgeries, and emergency room visits. 

• ACA requirements for Minimal Value Plan

• $0 deductible for individual and family

• Primary care visit $25 copay & specialist visit $50 copay

• Urgent care $50 copay

• Labs and x- rays $50 copay

• CT/MRI/MRA/PET scans $350 copay

• Inpatient hospitalization & inpatient surgery $350 copay (max 5 days & 2 surgeries)

• Outpatient hospital services for $350 copay (max 1)

• Emergency room for $350 copay (max 1)

• Treatment for chemical abuse for $250 inpatient or $25 outpatient (max 5 days)

• Home health care for $25 copay (max 10 days)

• Over 200 prescription drugs at no cost

• Multiplan PHCS Network for practitioners and ancillary and RBP for facilities

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